When I had my first child fifteen years ago, I was a youthful twenty year old who had practically nothing to worry about. I was indestructable and never thought about things like death as I was young and it doesn’t happen to young people.
My mother used to say to me that I should get life insurance. I used to think ‘What does she know’ I’m 20 I will live until I’m at least 60 so why worry about it now and shrugged it off.
At the age of 30 my second child was born. Again my mother told me get life insurance, you have another child you need to make sure if something happens to you they will be taken care of financially and again I just shrugged it off.
However the last two years I am starting to notice that I am not as youthful as I once was. The signs of aging are starting to show and with hearing of so many people my age actually dying or becoming critically ill it started to scared me.
I started having panic attacks just thinking about what would happen if something happened to me with becoming critically ill or God Forbid die and the children were left without a mother how would they pay for their driving lessons and tests which I had planned to pay for. How would they fund college and university if they decided to go.
Yes they could still probably do it, but it would be a struggle for them. I don’t want them to struggle, I am their mother and I want to help them get the very best out of life without the struggles.
That is why I finally took my own mothers advice and decided to bite the bullet as it were and get life insurance from a comparison site http://www.comparethemarket.com/life-insurance/ which compares lots of different insurance companies so you can find the cover that suits you in price of the cover, level of cover, how much you want to be covered for and how long you want it over.
I still have panic attacks about death and leaving my children which is something I suppose a lot of parents as they get older will probably be the same but now I can take ease in the fact I know if something does happen my children will still have the start I want them to have and hope that is what they want too.