It is time for me to think about the important matter of who I will insure my car with for the next year at least and I find that shopping around for car insurance means I can get a better deal rather than staying with the same company year upon year that only offer a discount for taking a policy out with them and then they get comfortable thinking you are happy and will definitely be sticking with them the following year so offering no real incentive for staying with them. The problem with shopping about is that I haven’t got the time to traipse about several websites for quotes or phoning insurance companies. A comparison website is the way to go, simple input your details once and it will find the best deals for you.
My needs when it comes to car insurance is that it needs to covers both my husband and myself as drivers, that we both get no claims bonus and that our no claims bonus’s are protected oh and of course windscreen cover. I have found many insurance companies that do not protect you against windscreen damage in the past and just one chip cost a fortune to have done and don’t even go their if your windscreen need replacing! Other things I like to have with my insurance is breakdown cover, obviously I have legal cover and personal property cover. Oh and not to pay the Earth for it.
So this is my check list and now it’s time to shop.